The Bank Verification Number (BVN) is a unique identification number issued to each individual Nigerian by the government through the banking system. Its primary purpose is to provide a unifying means of identifying and tracing all the bank accounts owned by an individual, especially across different banks. In this comprehensive guide, we will explore various aspects of BVN retrieval, including the code to check BVN on different mobile telecom operators, how to check BVN without a phone number, and more. Let’s dive in!
Code To Check BVN on MTN, Glo, 9Mobile, and Airtel.
If you want to check or retrieve your BVN, you can do so easily with just a mobile phone, regardless of the network you use. Each BVN is linked to a phone number that you provided during the BVN registration process. Follow the steps below to retrieve your BVN:
- On your mobile phone, dial *565*0# using the phone number linked to your BVN.
- The system will process your request and display your BVN on the screen.
- It is advisable to copy down your BVN and store it securely for future reference.
Checking BVN Without a Phone Number
In some cases, certain banks display the BVN on their mobile apps or internet banking platforms upon logging in. If you have access to your bank’s app or internet banking system, follow these steps to check or retrieve your BVN:
- Launch your bank’s mobile app or visit the internet banking platform.
- Log in using your credentials (username and password).
- Navigate to the account details section or profile settings.
- Look for the BVN field, where your BVN should be displayed.
Code To Check BVN Phone Number
If you have multiple mobile numbers and are unsure which one is linked to your BVN, you can easily determine your registered BVN phone number by following these steps:
- Dial *565*0# from each of your mobile numbers, one by one.
- Keep dialling the code until one of the numbers displays your BVN.
- The number that successfully displays your BVN is your registered BVN phone number.
- It is recommended to write down this number and keep it in a secure place for future reference.
Checking Account Details With BVN
Unfortunately, individuals cannot directly check their BVN account details. This service is restricted and can only be accessed by authorized financial institutions, including banks, loan services, insurance companies, investment companies, and security agencies. These institutions, upon authorization, can utilize your BVN to view a list of all your bank accounts and other pertinent information.
Checking BVN Using Date of Birth
It is important to note that you cannot check your BVN using your date of birth. The BVN is exclusively tied to the unique identification number issued during the BVN registration process, and there is no provision for retrieving BVN information using your date of birth.
Possessing Multiple BVN Numbers
It is not possible for an individual to have multiple BVN numbers. Everyone is assigned a single Bank Verification Number that serves as a unique identifier across all banks. Any attempt to acquire or possess multiple BVN numbers would be considered fraudulent and could lead to legal consequences.
Tracking with BVN
All financial transactions conducted through the Nigerian banking system can be tracked using your BVN. Financial and security institutions possess the authority to utilize your Bank Verification Number to monitor your financial activities. Therefore, it is important to be mindful of your financial actions as they can be traced through your BVN.
Blocking BVN and Obtaining a New One
It is not possible to block your BVN and obtain a new one. This action would essentially erase your entire financial history and start afresh, which contradicts the purpose of the BVN system. Your Bank Verification Number is a permanent and unique identifier that cannot be changed or replaced.
Also read: How To Qualify & Apply For An-Opay POS Machine In Nigeria
Conclusion
The Bank Verification Number (BVN) serves as a crucial identification tool in the Nigerian banking system. It provides a unified means of identifying and tracing an individual’s bank accounts across various financial institutions. In this guide, we covered how to use code to check BVN and registered phone number on popular mobile telecom operators such as MTN, Glo, Airtel, and 9Mobile. We also discussed the limitations and restrictions regarding BVN account details, the inability to retrieve BVN using your date of birth, the prohibition of possessing multiple BVN numbers, and the potential for tracking financial activities using your BVN.
By understanding the importance of the BVN system and familiarizing yourself with the procedures for BVN retrieval, you can ensure the security and accessibility of your banking information. Remember to keep your BVN and registered phone number in a secure place and exercise caution in all your financial transactions.
Frequently Asked Questions (FAQs) on Code to Check BVN
How can I retrieve my BVN on MTN, Glo, Airtel, or 9Mobile?
To retrieve your BVN on any of these mobile networks, simply dial *565*0# using the phone number that is linked to your BVN. The system will display your BVN on the screen, which you can copy down and store securely.
Can I check my BVN without a phone number?
Yes, some banks provide the option to check your BVN through their mobile apps or internet banking platforms. Log in to your bank’s app or internet banking system and navigate to the account details or profile settings section. Look for the BVN field, where your BVN should be displayed.
How can I check my BVN phone number?
If you have multiple mobile numbers and are unsure which one is registered with your BVN, follow these steps:
Dial *565*0# from each of your mobile numbers.
Keep dialling the code until one of the numbers displays your BVN.
The number that successfully displays your BVN is your registered BVN phone number. Write it down and keep it in a secure place.
Can I check my BVN account details?
No, you cannot directly check your BVN account details. Only authorized financial institutions and security agencies have the authorization to use your BVN to access your account information. They can view a list of all your bank accounts and other relevant details.
Can I retrieve my BVN using my date of birth?
No, it is not possible to retrieve your BVN using your date of birth. The BVN is associated with a unique identification number provided during the registration process and does not rely on personal information such as date of birth for retrieval.
Can I have more than one BVN number?
No, it is not possible to possess multiple BVN numbers. Everyone is assigned a single Bank Verification Number, which serves as a unique identifier across all banks. Possessing multiple BVN numbers is considered fraudulent and can lead to legal consequences.
Can I be tracked with my BVN?
Yes, your financial activities through the Nigerian banking system can be tracked using your BVN. Financial institutions and security agencies have the authority to utilize your BVN to monitor your financial transactions and activities.
Can I block my BVN and obtain a new one?
No, you cannot block your BVN and obtain a new one. The BVN is a permanent and unique identifier that cannot be changed or replaced. Blocking your BVN would result in erasing your financial history and starting afresh, which contradicts the purpose of the BVN system.
Remember, if you have any specific concerns or issues related to your BVN, it is advisable to contact your bank or the relevant financial institution for further assistance.
